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Protect What You’ve Built

Business Insurance in Cincinnati, OH

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Tailored Insurance for Your Industry

Whether you're a contractor, shop owner, or startup, your business deserves protection that goes beyond the basics. At Moore Insurance, we work with business owners across Cincinnati and Southern Ohio to build insurance solutions that match their operations, risks, and goals. With over 20 years of experience and access to multiple carriers, we make sure you’re covered — and confident.

General Liability Insurance

Essential Liability Protection

General liability insurance protects your business against third-party claims of injury, property damage, and legal expenses. Whether someone slips on-site or you accidentally damage a client’s property, this foundational policy keeps your business secure.

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Built for Builders

Contractors Insurance

From electricians and plumbers to general contractors and roofers, we understand the unique risks of hands-on trades. We tailor contractor insurance packages with the coverage you need: tools and equipment, job site liability, commercial auto, and more.

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Workers Compensation Insurance

Protect Your Team

If you have employees, Ohio law requires workers compensation insurance. We make it simple to stay compliant while protecting your team from on-the-job injuries and lost wages — and protecting your business from costly claims.

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Keep Your Fleet Covered

Commercial Auto Insurance

From delivery vans to contractor trucks, if your vehicles are used for business, personal auto insurance won’t cut it. We’ll help you find commercial vehicle coverage that protects your drivers, equipment, and cargo — all at competitive rates.

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Business Owners Policy (BOP)

Bundle & Save

A Business Owners Policy combines property and liability coverage into one convenient, affordable package. Ideal for small and midsize businesses, a BOP simplifies your insurance and strengthens your protection.

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Business Insurance Questions We Hear Often

  • What kind of insurance does my Ohio business legally need?

    Most businesses in Ohio need general liability insurance at a minimum. If you have employees, workers compensation is required. Moore Insurance helps ensure full compliance with Ohio insurance laws.

  • Do contractors need specialized insurance coverage?

    Yes. Contractors face unique risks and often need custom packages that include job site liability, tools and equipment coverage, workers comp, and commercial auto. We build coverage specifically for trades like construction, plumbing, and roofing.

  • What does a Business Owners Policy (BOP) include?

    A BOP bundles general liability and property coverage into one policy. It’s ideal for small businesses and often includes coverage for buildings, contents, and business interruption.

  • Can I cover my work vehicles under a personal auto policy?

    No. Vehicles used for business purposes need commercial auto insurance. We’ll help you choose coverage that fits your fleet size and driving risks.

  • How much does business insurance cost in Cincinnati?

    Costs vary by industry, number of employees, coverage limits, and more. As independent agents, we compare quotes from multiple carriers to find the best fit for your business and budget.