|

Homeowners Insurance in Cincinnati, OH

|

Coverage Starts at Home

|

Customized Coverage for Ohio Homeowners

Your home isn’t just your biggest investment — it’s your family’s foundation. At Moore Insurance, we help homeowners across Cincinnati find the right coverage to protect against fires, storms, theft, liability claims, and more.


As an independent agency, we work with top-rated carriers to build homeowners policies that reflect your specific needs, property type, and location. Whether you’re buying your first home or reviewing an outdated policy, we’re here to make coverage simple and affordable.

A living room with a couch and a coffee table

Why Moore Insurance for Your Home?

Local Knowledge, Real Protection

We’ve protected homes across Cincinnati, Dayton, and Northern Kentucky for over 20 years. We understand the risks homeowners face in the Midwest — from storm damage to liability lawsuits — and offer coverage options that keep your future secure.



Whether you're insuring a single-family home, a condo, or a rental property, we’ll walk you through every option and make sure your policy truly covers what matters.

02

Personal Property Coverage

Protects belongings inside your home: furniture, electronics, appliances, clothing, and valuables from theft, fire, and damage.

01

Dwelling & Structure Protection

Covers your home itself — walls, roof, foundation — from perils like fire, hail, windstorms, and more.

03

Liability & Guest Medical

Covers injuries to guests on your property and protects you from lawsuits for accidental damage or injury caused by your household.

im here to listen

Let’s Build a Policy That Feels Like Home

Get personal service and smarter protection from a Cincinnati-based agency that knows how to keep local families covered.

  • Is homeowners insurance required in Ohio?

    Ohio law requires liability coverage for bodily injury and property damage. We’ll help ensure you meet legal requirements and explore optional add-ons.

  • What does homeowners insurance cover in Cincinnati?

    It typically includes coverage for your dwelling, personal property, liability, and loss of use. We tailor your policy based on your home and risk profile.

  • How much does home insurance cost in Cincinnati?

    Rates vary based on home value, age, location, and coverage limits. We compare quotes from multiple carriers to find your best option.

  • Does it cover floods or earthquakes?

    Standard policies do not cover flood or earthquake damage. We’ll help you add optional coverage if you’re in a higher-risk area.

  • Can I bundle my home and auto insurance for a discount?

    Yes! Bundling policies can save you money and simplify your insurance. Ask us how much you can save by bundling today