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Life Insurance in Cincinnati, OH
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Plan With Confidence
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Protect What Matters Most
Life can be unpredictable — but the security you leave behind doesn’t have to be. At Moore Insurance, we help individuals and families in Cincinnati find life insurance policies that provide lasting peace of mind.
Whether you're looking for term life coverage to protect your family while raising kids, or a whole life policy that builds value over time, we’ll guide you through the options with clarity and care. With 20+ years of experience and access to trusted carriers, we make the process personal, not overwhelming.

Local Advice for a Long-Term Decision
Personalized Support
Choosing life insurance is one of the most important financial decisions you'll ever make. At Moore Insurance, you're not a policy number — you're a person. We take the time to understand your goals, your budget, and your family’s future so we can match you with the right type of coverage.
We’re here to answer your questions, explain the fine print, and provide honest guidance every step of the way.
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Whole Life Insurance
Lifelong protection with a guaranteed death benefit and cash value that grows over time.
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Term Life Insurance
Affordable, flexible coverage for a set time period — great for young families or mortgage protection.
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Final Expense & More
Simplified policies to cover funeral costs and medical bills. Also ask about mortgage protection and child life coverage.
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Life Insurance Doesn’t Have to Be Complicated
Let us simplify your options and help you protect your loved ones — today and tomorrow.
What’s the difference between term and whole life insurance?
Term life provides coverage for a fixed period (like 20 years). Whole life offers permanent coverage with a growing cash value. We’ll help you choose what fits your goals.
How much life insurance do I need?
It depends on your income, debts, dependents, and future expenses. A common rule is 7–10 times your annual income — we’ll help you calculate what’s right for you.
Is life insurance expensive?
Term life policies can be very affordable — especially if you’re young and healthy. We shop multiple carriers to get you the best rate and coverage combination.
Can I get life insurance without a medical exam?
Some policies offer simplified or no-exam options, especially final expense or low-coverage plans. We’ll walk you through what’s available.
Why buy life insurance through an independent agent?
As an independent agency, we compare multiple providers to give you unbiased recommendations and better pricing — not just a one-size-fits-all offer.